Fundlater

Investment options

To suit your goals, risk appetite and timeframe.

hero img

Find the right portfolio for you

Using a Fundlater loan you can choose from 4 diversified investment portfolios to suit your investment goals, risk appetite and timeframe. Borrowing to invest can increase your risk, view our PDS, TMD and Terms and conditions.

InvestSMART Ethical Growth Portfolio
InvestSMART

Ethical Growth Portfolio

A portfolio of Australian and international shares, bonds, infrastructure and property excluding companies with harmful practices to the environment and society.

The portfolio provides capital growth and dividends and is suitable for those with a 5+ year investment timeframe.

InvestSMART Growth Portfolio
InvestSMART

Growth Portfolio

Invest in the largest companies across the globe as well as property, infrastructure and bonds. This diversified portfolio aims to provide the long-term investor (you) with capital growth and dividends for the long-term investor.

Suitable for a 5+ year investment timeframe.

InvestSMART Ethical High Growth Portfolio
InvestSMART

Ethical High Growth Portfolio

Invest in a portfolio of 5-15 ethically rated exchange traded funds (ETFs), predominantly focused on growth assets (shares and property) with exposure to a little bit of fixed income investments like bonds and cash.

Suitable for a 7+ year investment timeframe.

InvestSMART High Growth Portfolio
InvestSMART

High Growth Portfolio

Invest in the largest companies across the globe as well as property, infrastructure and bonds. This diversified portfolio aims to provide the long-term investor (you) capital growth and dividends with greater exposure to shares and high tolerance for risk.

Suitable for a 7+ year investment timeframe.

Invest in diversified ETF portfolios

Invest in diversified
ETF portfolios

Why we choose ETFs

Why we choose exchange-traded funds (ETFs)

ETFs pool together a group of companies. Through one transaction you’re able to own a part of hundreds of shares or bonds spreading your risk across different industries, countries and asset classes.


Benefits of investing in ETFs

Benefits of investing in ETFs

Diversified Investment Portfolios using Exchange-traded funds (ETFs) is a great way to invest in a range of companies (you know and use every day) and assets at a lower cost.

Invest in local & global brands you use everyday

Our diversified investment portfolios of exchange-traded funds (ETFs) give you access to invest in great Australian and Global companies. Examples of top holdings you could invest in through one of our portfolios.

Invest in Google
Invest in Woolworths
Invest in Apple
Invest in Microsoft
Invest in Commonwealth Bank
Invest in Amazon
Invest in Westpac
Invest in Meta Facebook
Invest in Macquarie Bank
Invest in Fortescue
Invest in Tesla
Invest in Goodman
Invest in Telstra
Invest in ANZ
Invest in NAB
Invest in Westfarmers
Investing safely is our priority

Investing safely is our priority

Not a margin Loan

Not a margin Loan

Safer than standard margin loans because your potential loss cannot be more than the money you have invested.


Markets can go up or down

Markets can go up or down

Potential to lose some or all of your investment if you stop paying monthly repayments.


Full tax reporting

Full tax reporting

We’ll consolidate all income & trading activity for your tax reporting.

}

What our experts say
about Fundlater

Effie Zahos
quote
If you’re keen to invest in shares, and you’re happy to accept the returns of a given index, ETFs can be a hassle-free option to get into the stock market.
— Effie Zahos, Money Commentator & Director.
Paul Clitheroe
quote
I reckon Fundlater is the nudge plenty of Aussies have been looking for to grow their wealth.
— Paul Clitheroe, Chairman.
Ron Hodge
quote
Lowering the risk of borrowing to invest is the hallmark of Fundlater; even if the value of the investment portfolio falls below the outstanding Fundlater loan balance, you will not owe any additional money.
— Ron Hodge, InvestSMART CEO.